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Monthly Archives: November 2013

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Dubai Won the EXPO 2020

Dubai Won the EXPO 2020

Spain for… Dubai EXPO2020

 
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Posted by on November 28, 2013 in Uncategorized

 

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Do you know When is the Best Time to Buy a Home?

Guess the Unexpected Best Time to Buy a Home

Hunting for a new home during the holidays can have many hidden advantages for buyers, despite conventional wisdom.

While there is less inventory to choose from in the fall, house hunting in December and February also means there is less competition with other buyers out there. Sellers might also be willing to strike a better deal for potential home owners.

Home buyers can take advantage of sellers who are eager to sell. The end of the year is a great time to look above your price range and negotiate for a lower price, said Javier Serrano, president of Spain Opportunities

“Sellers want to clear inventory before the spring and will be open to price adjustments to make the sale,” he said.

Consumers can find the best prices after Christmas because most home owners do not want to wait until the winter months when the bulk of potential buyers disappear, Serrano said.

Seeing a home during the winter months shows both the house and the neighborhood in its “true colors,” he said.

 
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Posted by on November 24, 2013 in Uncategorized

 
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I like this way….

HOW DO YOU RUN YOUR BUSINESS?

Emir Home’s are below…

MISSION STATEMENT

The mission of Emir Home. is to develop life-long relationships by providing high-quality, ethical and professional real estate services and education.

VISION

To enable consumers to make wise real estate decisions by providing valuable real estate education to the community.

WHY ESTABLISHED?  (CORE IDEOLOGY)

Emir Home. was established to give buyers & real estate professionals a superior company of which to conduct business.  Emir Home., its real estate agents & its offices staff uphold the highest level of customer satisfaction & ethical behavior.

CORE VALUES

Integrity

Ethical Behavior

Inspire Others

Lead By Example

Get By Giving (belief)

HOW DO YOU RUN YOUR BUSINESS? (Emir Home = Integrity)

 
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Posted by on November 18, 2013 in Uncategorized

 

Top ten Villas in Madrid

Courtesy of EMIR HOME

Please place the mouse over the photo and get the information.

 
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Posted by on November 17, 2013 in Uncategorized

 

Top Ten Greatest Houses in Malaga Spain

TOP TEN GREATEST HOUSES IN MALAGA

Villa, Costa del Sol, Malaga, Marbella, Benahabis

Detached house in Benahavís with a built size of 10,800 sq. ft. in a plot of 98,000 sq. ft. and with a garden of 50,000 sq. ft. Distributed in 1 floor. Has 7 bedrooms, 6 bathrooms, 1 living rooms, 1 kitchen, south orientation, 8 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool.

Reference EH 62405
Builtsize 10,080 sq. ft.
M. Plot 90,800 sq ft
Floors 1
Rooms 7
Baths 6
Mansard No
Garden Yes, 50,000 sq ft

Euros 5,5 Million    AED 27,2 Million

 

Villa, Costa del Sol,Malaga, Marbella, Benahavis

Detached house in Benahavís with a built size of 17,720 sq. ft. in a plot of 75,000 sq. ft. and with a garden of 40,000 sq. ft. Distributed in 3 floors. Has 6 bedrooms, 7 bathrooms, 1 living rooms, 1 kitchen, south orientation, 10 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool, Tennis court.

Reference EH 58273
Builtsize 10.772 sq. ft.
M. Plot 70.500 sq. ft.
Floors 3
Rooms 6
Baths 7
Mansard No
Garden Yes, 40.000 sq ft

Euros 10,9 Million         AED 53,765,000

 

 Villa, Costa del Sol, Malaga, Marbella, Benahavis

Detached house in Benahavís with a built size of 10,270 sq. ft. in a plot of 40,170 sq. ft. Distributed in 1 floor. Has 7 bedrooms, 9 bathrooms, 3 living rooms, 3 kitchens, facing south east, 4 garages. Facilities: Heating, Air conditioning, Alarm, Pool

Reference EH 60711
Builtsize 10,027 sq. ft.
M. Plot 40,0017 sq ft
Floors
Rooms 7
Baths 9
Mansard No
Garden Yes

Euros 3,8 Million                 AED 18,800,000

Villa, Guadalmina, Marbella, Malaga, Spain

Detached house in Guadalmina Baja with a built size of 26,030 sq. ft. in a plot of 133,500 sq. ft. and with a garden of 50,000 sq. ft. Distributed in 2 floors. Has 12 bedrooms, 12 bathrooms, 5 living rooms, 2 kitchens, South Orientation, 7 garages. FACILITIES:Heating, Air conditioning, Alarm.

Reference EH 51853
Builtsize 26,030 sq. ft.
M. Plot 133,500 sq ft
Floors 2
Rooms 12
Baths 12
Mansard No
Garden Yes, 50.000 sq ft

Euros 8,5 Million           AED 42,000,000

Detached in  Mijas Costa… front line beach.

Detached house in Mijas Costa with a built size of 3,000 sq. ft. in a plot of 11,000 sq. ft. and with a garden of 7,000 sq. ft. Distributed in 2 floors. Has 5 bedrooms, 6 bathrooms, 1 living rooms, 1 kitchen, South orientation, 8 garages. FACILITIES: Heating, Air conditioning, Alarm.

Reference EH 28647
Builtsize 3,000 sq.ft.
M. Plot 10,100
Floors 2
Rooms 5
Baths 6
Mansard No
Garden Yes, 7,000 sq ft

Euros 3,2 Million          AED 15,847,000

 

 Detached in area Milla de Oro – Marbella Club

Detached house in Milla de Oro – Marbella Club with a built size of 5,800 sq. ft. in a plot of 10,754 sq. ft. and with a garden of 4,000 sq. ft. Distributed in 3 floors. Has 4 bedrooms, 7 bathrooms, 3 living rooms, 1 kitchen, South Orientation, 5 garages. FACILITIES: Heating, Air conditioning, Alarm.

Reference EH 27125
Builtsize 5,800 sq. ft.
M. Plot 17,540 sq
Floors 3
Rooms 4
Baths 7
Mansard No
Garden Yes, 4,000 sq

Euros 4,35 Million                   AED 21,540,000.00

 

Detached house in Manilva

Detached house in Manilva with a built size of 3,300 sq. ft. in a plot of 540,350 sq.ft. Distributed in 2 floors. Has 6 bedrooms, 6 bathrooms, 3 living rooms, 3 kitchens, South orientation. HORSE AREA FACILITIES: Heating, Air conditioning, Alarm.

Reference EH 43254
Builtsize 3,300 sq. ft.
M. Plot 543,500 sq ft
Floors 2
Rooms 6
Baths 6
Mansard No
Garden Yes, 543,000 sq.ft

Euros 3,99 Million             AED 19,760,000

Detached in area Milla de Oro – Marbella Club

Detached house in Milla de Oro – Marbella Club with a built size of 13,000 sq. ft. in a plot of 20,000 sq.ft. and with a garden of 10,000 sq ft. Distributed in 4 floors. Has 8 bedrooms, 10 bathrooms, 3 living rooms, 1 kitchen, South orientation, 10 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool

Reference EH 65280
Builtsize 13,000 sq. ft.
M. Plot 20,000 sq. ft.
Floors 4
Rooms 8
Baths 10
Mansard No
Garden Yes, 10,000 sq ft

Euros 2,5 Million                                              AED12,380,000.00

 

 Detached in area Nueva Andalucía

Detached house in Nueva Andalucía with a built size of 9,460 sq. ft. in a plot of 12,000 sq. ft. and with a garden of 6,000 sq.ft. Distributed in 3 floors. Has 5 bedrooms, 5 bathrooms, 1 living rooms, 1 kitchen, South orientation, 6 garages. FACILITIES: Heating, Air conditioning, Alarm.

Reference 50498
Builtsize 9,460 sq. ft.
M. Plot 12,000 sq ft
Floors 3
Rooms 5
Baths 5
Mansard No
Garden Yes, 6,000 sq ft

Euros 2,97 Million          AED 14,730,000

Detached in area Benahavís

Detached house in Benahavís with a built size of 14,150 sq. ft. in a plot of 45,680 sq. ft. and with a garden of 6,000 sq.ft. Distributed in 3 floors. Has 8 bedrooms, 9 bathrooms, 1 living rooms, 1 kitchen, West orientation, 8 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool.

Reference EH 62760
Builtsize 14,150 sq. ft.
M. Plot 45,680 sq ft
Floors 3
Rooms 8
Baths 9
Mansard No
Garden Yes, 6,000 sq ft

Euros 4,95 Million              AED 24,510,000

 
 
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Posted by on November 16, 2013 in Uncategorized

 

Spain is considered to be one of the safest countries and safer than U.K., France, Kuwait, Italy, Netherlands or Taiwan.

Spain is considered to be one of the safest countries and safer than U.K., France, Kuwait, Italy, Netherlands or Taiwan.

Published by the Institute for Economics & Peace, the index tries to measure peacefulness. This year has seen the world become ‘slightly more peaceful’ – bucking the trend seen in the last two years where the ranking showed a decline in global peace.

Iceland is once again ranked the most peaceful peaceful country in the world, followed by Denmark and New ZealandSyria has seen the biggest drop in margin, falling over 30 places to be placed at 147th. The UK has fallen three places to 29th position, meaning it is the first year the UK placement has not risen in the list.

Iceland IS 1.113
Denmark DK 1.239
New Zealand NZ 1.239
Canada CA 1.317
Japan JP 1.326
Austria AT 1.328
Ireland IE 1.328
Slovenia SI 1.330
Finland FI 1.348
Switzerland CH 1.349
Belgium BE 1.376
Qatar QA 1.395
Czech Republic CZ 1.396
Sweden SE 1.419
Germany DE 1.424
Portugal PT 1.470
Hungary HU 1.476
Norway NO 1.480
Bhutan BT 1.481
Malaysia MY 1.485
Mauritius MU 1.487
Australia AU 1.494
Singapore SG 1.521
Poland PL 1.524
Spain ES 1.548
Slovakia SK 1.590
Taiwan TW 1.602
Netherlands NL 1.606
United Kingdom GB 1.609
Chile CL 1.616
Botswana BW 1.621
Romania RO 1.627
Uruguay UY 1.628
Vietnam VN 1.641
Croatia HR 1.648
Costa Rica CR 1.659
Laos LA 1.662
Italy IT 1.690
Bulgaria BG 1.699
France FR 1.710
Estonia EE 1.715
Korea, South KR 1.734
Lithuania LT 1.741
Argentina AR 1.763
Latvia LV 1.774
United Arab Emirates AE 1.785
Kuwait KW 1.792Image
 
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Posted by on November 13, 2013 in Uncategorized

 
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19 days only for 85% home loans
New UAE mortgage rule will kick in from December 1

Mortgage pre-approval letters issued by banks in the UAE with home finance value of 85%  will not be valid from December 1 onward.

The pre-approved mortgage letter issued this month will not be valid after December 1,” a senior mortgage consultant with a top local bank said on conditions of anonymity.

Your transaction must be completed before the month-end.

Thereafter, we will be following the UAE Central Bank new guidelines on mortgages.

The validity of mortgage pre-approval letters varies from bank to bank, but generally they are valid for 45 to 60 days from the date of issuance.

The UAE Central Bank issued new mortgage lending regulation late last month, which allows banks to provide loans of up to 80 per cent of the property value to Emiratis and 75 per cent to expatriates.

The new rules will be enforced one month after they are published in the official gazette.

Moreover, home buyers will no longer be allowed to seek personal loans or use their credit cards to meet their downpayment requirements, the Central Bank said.

UAE Central Bank Governor Sultan Nasser Al Suwaidi has said that the new limits on mortgage loans would help the banking sector.

First home: If the property value is Dh5 million or less – a maximum 80% of the property value

If the value of the property more than Dh5 million – a maximum 70% of the property value

Second and subsequent homes or investment property: 65% of the value of the property, regardless of value

Non-Emiratis

First home: If the value of the property is less than Dh5 million – a maximum 75% of the property value

If the value of the property is more than Dh5 million – a maximum 65% of the value of the property

Second and subsequent homes or investment property

60% of the value of the property, regardless of value

Maximum period of the loan

Maximum length of mortgage loan of 25 years

Maximum age of the borrower at the time of payment of the last installment 70 years for citizens and 65 years for non-citizens (or 70 years if the borrower works for the benefit of himself)

New UAE mortgage rule.

 
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Posted by on November 11, 2013 in Uncategorized

 

Spain offers residency to foreign investors

Spain offers residency to foreign investors: Immigration consultants expect huge impact

Government ready to offer residency rights to property buyers who spend more than more than Dh750,000. pLEASE CHECK THIS WEBSITE FOR MORE INFO:

http://www.spainstate.com      www.spainop.com

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Government ready to offer residency rights to property buyers who spend more than more than Dh750,000

Proposed residency programme for foreign investors to Spain is expected to have an impact on the UAE immigration market.

The Spanish government announced is offering residency to foreigners who want to invest in the Spanish property market.

The property should be worth a minimum of EUR160,000 (Dh750,000).
Javier Serrano Spanish Investment Expert Lawyer said
“This investment is far cheaper than the investment required for residency in other countries. Whereas other countries are targeting a particular segment of the society this program attracts the mass. The average expat can make this investment.”
Spain has seen its property market tumble with housing prices having decreased more than 30% over the past 4 years. The country is struggling with an economic recession and needs to inject new capital in the property market it Is a good moment for great deals.
Currently there are more than a million empty homes across the country, and an already strong international demand for Spanish property. The incentive could give an immediate boost to the economy.
Meanwhile immigration consultants in Dubai are excited and gearing up for the possible boost to the immigration market.
“Residency to Spain means access to Europe. It means free movement in Europe and free trade with other European countries. “Spanish passport holders can visit up to 165 countries in the world without a visa, which makes the Spanish passport the 2th most advantageous in the world.” Said Javier Serrano.
Considering the recent political turmoil in the Middle East, Serrano believes the program might come as a welcome relief to the Middle East region. “In the UAE we expect the program to be interesting for passport holders of Iran, Pakistan, India, Syria, Russia and African counties.”
The pros and cons of applying for such programme will become clearer when the program has officially been announced and the conditions are set.  At this point, there are still some unknowns.
 
“The question here is how you would maintain the residency status,” comments Serrano. “Most countries require you to physically stay in the country for a certain amount of days, which is not possible, nor appealing to investors.” “But Spain is not requiring you to physically added Javier Serrano”.
 
“But I personally do not expect too many stipulations in this programme. Spain wants to see a quick impact. It is aiming for an influx of investment to kick start the economy. I expect the program to allow for the option of living in Spain.”
The current immigration trend among UAE expats shows a continuous popularity of Canada and Australia, followed by the United Kingdom as the most popular European immigration country.
But the investors program to the UK is known to be tough to get into, as it appeals to a selective group of rich investors only.
Ireland and Portugal have been interesting countries for investors, but Spain was never really in the picture!
“This might change with the new program and Spain might become a good competitor to other European countries, as the investment will be much cheaper.”
 
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Posted by on November 11, 2013 in Uncategorized