Spain for… Dubai EXPO2020
Monthly Archives: November 2013
Do you know When is the Best Time to Buy a Home?
Guess the Unexpected Best Time to Buy a Home
Hunting for a new home during the holidays can have many hidden advantages for buyers, despite conventional wisdom.
While there is less inventory to choose from in the fall, house hunting in December and February also means there is less competition with other buyers out there. Sellers might also be willing to strike a better deal for potential home owners.
Home buyers can take advantage of sellers who are eager to sell. The end of the year is a great time to look above your price range and negotiate for a lower price, said Javier Serrano, president of Spain Opportunities
“Sellers want to clear inventory before the spring and will be open to price adjustments to make the sale,” he said.
Consumers can find the best prices after Christmas because most home owners do not want to wait until the winter months when the bulk of potential buyers disappear, Serrano said.
Seeing a home during the winter months shows both the house and the neighborhood in its “true colors,” he said.
Aside
I like this way….
HOW DO YOU RUN YOUR BUSINESS?
Emir Home’s are below…
MISSION STATEMENT
The mission of Emir Home. is to develop life-long relationships by providing high-quality, ethical and professional real estate services and education.
VISION
To enable consumers to make wise real estate decisions by providing valuable real estate education to the community.
WHY ESTABLISHED? (CORE IDEOLOGY)
Emir Home. was established to give buyers & real estate professionals a superior company of which to conduct business. Emir Home., its real estate agents & its offices staff uphold the highest level of customer satisfaction & ethical behavior.
CORE VALUES
Integrity
Ethical Behavior
Inspire Others
Lead By Example
Get By Giving (belief)
HOW DO YOU RUN YOUR BUSINESS? (Emir Home = Integrity)
Top ten Villas in Madrid
Courtesy of EMIR HOME
Please place the mouse over the photo and get the information.
Top Ten Greatest Houses in Malaga Spain
TOP TEN GREATEST HOUSES IN MALAGA
Detached house in Manilva
AED19,760,000.00
Detached in area Benahavís
AED24,510,000.00
Detached in area Mijas Costa
AED15,847,000.00
Detached in area Milla de Oro – Marbella Club
AED21,540,000.00
Detached in area Milla de Oro – Marbella Club
AED12,380,000.00
Detached in area Nueva Andalucía
AED14,730,000.00
Villa, Costa del Sol, Malaga, Marbella, Benahabis
AED27,226,000.00
Villa, Costa del Sol, Malaga, Marbella, Benahavis
AED18,800,000.00
Villa, Costa del Sol,Malaga, Marbella, Benahavis
AED53,765,000.00
Villa, Guadalmina, Marbella, Malaga, Spain
AED42,000,000.00
Villa, Costa del Sol, Malaga, Marbella, Benahabis
Detached house in Benahavís with a built size of 10,800 sq. ft. in a plot of 98,000 sq. ft. and with a garden of 50,000 sq. ft. Distributed in 1 floor. Has 7 bedrooms, 6 bathrooms, 1 living rooms, 1 kitchen, south orientation, 8 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool.
| Reference | EH 62405 |
| Builtsize | 10,080 sq. ft. |
| M. Plot | 90,800 sq ft |
| Floors | 1 |
| Rooms | 7 |
| Baths | 6 |
| Mansard | No |
| Garden | Yes, 50,000 sq ft |
Euros 5,5 Million AED 27,2 Million
Villa, Costa del Sol,Malaga, Marbella, Benahavis
Detached house in Benahavís with a built size of 17,720 sq. ft. in a plot of 75,000 sq. ft. and with a garden of 40,000 sq. ft. Distributed in 3 floors. Has 6 bedrooms, 7 bathrooms, 1 living rooms, 1 kitchen, south orientation, 10 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool, Tennis court.
| Reference | EH 58273 |
| Builtsize | 10.772 sq. ft. |
| M. Plot | 70.500 sq. ft. |
| Floors | 3 |
| Rooms | 6 |
| Baths | 7 |
| Mansard | No |
| Garden | Yes, 40.000 sq ft |
Euros 10,9 Million AED 53,765,000
Villa, Costa del Sol, Malaga, Marbella, Benahavis
Detached house in Benahavís with a built size of 10,270 sq. ft. in a plot of 40,170 sq. ft. Distributed in 1 floor. Has 7 bedrooms, 9 bathrooms, 3 living rooms, 3 kitchens, facing south east, 4 garages. Facilities: Heating, Air conditioning, Alarm, Pool
| Reference | EH 60711 |
| Builtsize | 10,027 sq. ft. |
| M. Plot | 40,0017 sq ft |
| Floors | — |
| Rooms | 7 |
| Baths | 9 |
| Mansard | No |
| Garden | Yes |
Euros 3,8 Million AED 18,800,000
Villa, Guadalmina, Marbella, Malaga, Spain
Detached house in Guadalmina Baja with a built size of 26,030 sq. ft. in a plot of 133,500 sq. ft. and with a garden of 50,000 sq. ft. Distributed in 2 floors. Has 12 bedrooms, 12 bathrooms, 5 living rooms, 2 kitchens, South Orientation, 7 garages. FACILITIES:Heating, Air conditioning, Alarm.
| Reference | EH 51853 |
| Builtsize | 26,030 sq. ft. |
| M. Plot | 133,500 sq ft |
| Floors | 2 |
| Rooms | 12 |
| Baths | 12 |
| Mansard | No |
| Garden | Yes, 50.000 sq ft |
Euros 8,5 Million AED 42,000,000
Detached in Mijas Costa… front line beach.
Detached house in Mijas Costa with a built size of 3,000 sq. ft. in a plot of 11,000 sq. ft. and with a garden of 7,000 sq. ft. Distributed in 2 floors. Has 5 bedrooms, 6 bathrooms, 1 living rooms, 1 kitchen, South orientation, 8 garages. FACILITIES: Heating, Air conditioning, Alarm.
| Reference | EH 28647 |
| Builtsize | 3,000 sq.ft. |
| M. Plot | 10,100 |
| Floors | 2 |
| Rooms | 5 |
| Baths | 6 |
| Mansard | No |
| Garden | Yes, 7,000 sq ft |
Euros 3,2 Million AED 15,847,000
Detached in area Milla de Oro – Marbella Club
Detached house in Milla de Oro – Marbella Club with a built size of 5,800 sq. ft. in a plot of 10,754 sq. ft. and with a garden of 4,000 sq. ft. Distributed in 3 floors. Has 4 bedrooms, 7 bathrooms, 3 living rooms, 1 kitchen, South Orientation, 5 garages. FACILITIES: Heating, Air conditioning, Alarm.
| Reference | EH 27125 |
| Builtsize | 5,800 sq. ft. |
| M. Plot | 17,540 sq |
| Floors | 3 |
| Rooms | 4 |
| Baths | 7 |
| Mansard | No |
| Garden | Yes, 4,000 sq |
Euros 4,35 Million AED 21,540,000.00
Detached house in Manilva
Detached house in Manilva with a built size of 3,300 sq. ft. in a plot of 540,350 sq.ft. Distributed in 2 floors. Has 6 bedrooms, 6 bathrooms, 3 living rooms, 3 kitchens, South orientation. HORSE AREA FACILITIES: Heating, Air conditioning, Alarm.
| Reference | EH 43254 |
| Builtsize | 3,300 sq. ft. |
| M. Plot | 543,500 sq ft |
| Floors | 2 |
| Rooms | 6 |
| Baths | 6 |
| Mansard | No |
| Garden | Yes, 543,000 sq.ft |
Euros 3,99 Million AED 19,760,000
Detached in area Milla de Oro – Marbella Club
Detached house in Milla de Oro – Marbella Club with a built size of 13,000 sq. ft. in a plot of 20,000 sq.ft. and with a garden of 10,000 sq ft. Distributed in 4 floors. Has 8 bedrooms, 10 bathrooms, 3 living rooms, 1 kitchen, South orientation, 10 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool
| Reference | EH 65280 |
| Builtsize | 13,000 sq. ft. |
| M. Plot | 20,000 sq. ft. |
| Floors | 4 |
| Rooms | 8 |
| Baths | 10 |
| Mansard | No |
| Garden | Yes, 10,000 sq ft |
Euros 2,5 Million AED12,380,000.00
Detached in area Nueva Andalucía
Detached house in Nueva Andalucía with a built size of 9,460 sq. ft. in a plot of 12,000 sq. ft. and with a garden of 6,000 sq.ft. Distributed in 3 floors. Has 5 bedrooms, 5 bathrooms, 1 living rooms, 1 kitchen, South orientation, 6 garages. FACILITIES: Heating, Air conditioning, Alarm.
| Reference | 50498 |
| Builtsize | 9,460 sq. ft. |
| M. Plot | 12,000 sq ft |
| Floors | 3 |
| Rooms | 5 |
| Baths | 5 |
| Mansard | No |
| Garden | Yes, 6,000 sq ft |
Euros 2,97 Million AED 14,730,000
Detached in area Benahavís
Detached house in Benahavís with a built size of 14,150 sq. ft. in a plot of 45,680 sq. ft. and with a garden of 6,000 sq.ft. Distributed in 3 floors. Has 8 bedrooms, 9 bathrooms, 1 living rooms, 1 kitchen, West orientation, 8 garages. FACILITIES: Heating, Air conditioning, Alarm, Pool.
| Reference | EH 62760 |
| Builtsize | 14,150 sq. ft. |
| M. Plot | 45,680 sq ft |
| Floors | 3 |
| Rooms | 8 |
| Baths | 9 |
| Mansard | No |
| Garden | Yes, 6,000 sq ft |
Euros 4,95 Million AED 24,510,000
Spain is considered to be one of the safest countries and safer than U.K., France, Kuwait, Italy, Netherlands or Taiwan.
Spain is considered to be one of the safest countries and safer than U.K., France, Kuwait, Italy, Netherlands or Taiwan.
Published by the Institute for Economics & Peace, the index tries to measure peacefulness. This year has seen the world become ‘slightly more peaceful’ – bucking the trend seen in the last two years where the ranking showed a decline in global peace.
Iceland is once again ranked the most peaceful peaceful country in the world, followed by Denmark and New Zealand. Syria has seen the biggest drop in margin, falling over 30 places to be placed at 147th. The UK has fallen three places to 29th position, meaning it is the first year the UK placement has not risen in the list.
| Iceland | IS | 1.113 |
| Denmark | DK | 1.239 |
| New Zealand | NZ | 1.239 |
| Canada | CA | 1.317 |
| Japan | JP | 1.326 |
| Austria | AT | 1.328 |
| Ireland | IE | 1.328 |
| Slovenia | SI | 1.330 |
| Finland | FI | 1.348 |
| Switzerland | CH | 1.349 |
| Belgium | BE | 1.376 |
| Qatar | QA | 1.395 |
| Czech Republic | CZ | 1.396 |
| Sweden | SE | 1.419 |
| Germany | DE | 1.424 |
| Portugal | PT | 1.470 |
| Hungary | HU | 1.476 |
| Norway | NO | 1.480 |
| Bhutan | BT | 1.481 |
| Malaysia | MY | 1.485 |
| Mauritius | MU | 1.487 |
| Australia | AU | 1.494 |
| Singapore | SG | 1.521 |
| Poland | PL | 1.524 |
| Spain | ES | 1.548 |
| Slovakia | SK | 1.590 |
| Taiwan | TW | 1.602 |
| Netherlands | NL | 1.606 |
| United Kingdom | GB | 1.609 |
| Chile | CL | 1.616 |
| Botswana | BW | 1.621 |
| Romania | RO | 1.627 |
| Uruguay | UY | 1.628 |
| Vietnam | VN | 1.641 |
| Croatia | HR | 1.648 |
| Costa Rica | CR | 1.659 |
| Laos | LA | 1.662 |
| Italy | IT | 1.690 |
| Bulgaria | BG | 1.699 |
| France | FR | 1.710 |
| Estonia | EE | 1.715 |
| Korea, South | KR | 1.734 |
| Lithuania | LT | 1.741 |
| Argentina | AR | 1.763 |
| Latvia | LV | 1.774 |
| United Arab Emirates | AE | 1.785 |
| Kuwait | KW | 1.792 |
Aside
19 days only for 85% home loans
New UAE mortgage rule will kick in from December 1
Mortgage pre-approval letters issued by banks in the UAE with home finance value of 85% will not be valid from December 1 onward.
The pre-approved mortgage letter issued this month will not be valid after December 1,” a senior mortgage consultant with a top local bank said on conditions of anonymity.
Your transaction must be completed before the month-end.
Thereafter, we will be following the UAE Central Bank new guidelines on mortgages.
The validity of mortgage pre-approval letters varies from bank to bank, but generally they are valid for 45 to 60 days from the date of issuance.
The UAE Central Bank issued new mortgage lending regulation late last month, which allows banks to provide loans of up to 80 per cent of the property value to Emiratis and 75 per cent to expatriates.
The new rules will be enforced one month after they are published in the official gazette.
Moreover, home buyers will no longer be allowed to seek personal loans or use their credit cards to meet their downpayment requirements, the Central Bank said.
UAE Central Bank Governor Sultan Nasser Al Suwaidi has said that the new limits on mortgage loans would help the banking sector.
First home: If the property value is Dh5 million or less – a maximum 80% of the property value
If the value of the property more than Dh5 million – a maximum 70% of the property value
Second and subsequent homes or investment property: 65% of the value of the property, regardless of value
Non-Emiratis
First home: If the value of the property is less than Dh5 million – a maximum 75% of the property value
If the value of the property is more than Dh5 million – a maximum 65% of the value of the property
Second and subsequent homes or investment property
60% of the value of the property, regardless of value
Maximum period of the loan
Maximum length of mortgage loan of 25 years
Maximum age of the borrower at the time of payment of the last installment 70 years for citizens and 65 years for non-citizens (or 70 years if the borrower works for the benefit of himself)
New UAE mortgage rule.
Spain offers residency to foreign investors
Spain offers residency to foreign investors: Immigration consultants expect huge impact
Government ready to offer residency rights to property buyers who spend more than more than Dh750,000. pLEASE CHECK THIS WEBSITE FOR MORE INFO:
http://www.spainstate.com www.spainop.com
Government ready to offer residency rights to property buyers who spend more than more than Dh750,000
Proposed residency programme for foreign investors to Spain is expected to have an impact on the UAE immigration market.
The Spanish government announced is offering residency to foreigners who want to invest in the Spanish property market.
The property should be worth a minimum of EUR160,000 (Dh750,000).
Javier Serrano Spanish Investment Expert Lawyer said
“This investment is far cheaper than the investment required for residency in other countries. Whereas other countries are targeting a particular segment of the society this program attracts the mass. The average expat can make this investment.”
Spain has seen its property market tumble with housing prices having decreased more than 30% over the past 4 years. The country is struggling with an economic recession and needs to inject new capital in the property market it Is a good moment for great deals.
Currently there are more than a million empty homes across the country, and an already strong international demand for Spanish property. The incentive could give an immediate boost to the economy.
Meanwhile immigration consultants in Dubai are excited and gearing up for the possible boost to the immigration market.
“Residency to Spain means access to Europe. It means free movement in Europe and free trade with other European countries. “Spanish passport holders can visit up to 165 countries in the world without a visa, which makes the Spanish passport the 2th most advantageous in the world.” Said Javier Serrano.
Considering the recent political turmoil in the Middle East, Serrano believes the program might come as a welcome relief to the Middle East region. “In the UAE we expect the program to be interesting for passport holders of Iran, Pakistan, India, Syria, Russia and African counties.”
The pros and cons of applying for such programme will become clearer when the program has officially been announced and the conditions are set. At this point, there are still some unknowns.
“The question here is how you would maintain the residency status,” comments Serrano. “Most countries require you to physically stay in the country for a certain amount of days, which is not possible, nor appealing to investors.” “But Spain is not requiring you to physically added Javier Serrano”.
“But I personally do not expect too many stipulations in this programme. Spain wants to see a quick impact. It is aiming for an influx of investment to kick start the economy. I expect the program to allow for the option of living in Spain.”
The current immigration trend among UAE expats shows a continuous popularity of Canada and Australia, followed by the United Kingdom as the most popular European immigration country.
But the investors program to the UK is known to be tough to get into, as it appeals to a selective group of rich investors only.
Ireland and Portugal have been interesting countries for investors, but Spain was never really in the picture!
“This might change with the new program and Spain might become a good competitor to other European countries, as the investment will be much cheaper.”
Spain for living 